Blogs and Resources - LA Insurance

You may want to cancel your car insurance policy for many reasons. Maybe you sold your car, found a cheaper rate, or moved to a new state. Whatever the case, canceling auto insurance isn’t as simple as stopping payments. You’ll need to contact your insurer, sign a cancellation form, and confirm your cancellation date to avoid a lapse in coverage. Each insurance company has its own process. This article will walk you through all the details you need to successfully cancel your car insurance policy.

Property protection insurance in Michigan works differently because the state follows no-fault laws. Many drivers confuse it with property damage liability or other auto terms, which makes it a bit complicated. This car insurance definition guide gives you a clear view of how property protection insurance works and what it pays for when a car accident damages someone else’s property.

On average, a crash that results in property damage costs about $6,300 per vehicle, according to the most recent data from the National Safety Council (NSC). However, having property damage liability auto insurance can protect you from this huge financial burden, as it covers the cost of vehicle repairs or other property-related losses you’re responsible for.