Blogs and Resources - LA Insurance

If you have a car, there’s no alternative to understanding liability car insurance coverage. It protects you from financial losses if you’re at fault in an accident. If you hit someone else's car on the road, it may cause property damage, severe bodily injury, or both. In such a case, the other driver may also sue you depending on the severity of the damage, which will add up to legal expenses. But who will pay for these expenses? The answer is auto liability insurance. So, what does auto liability insurance cover and what does it leave out? Any guesses?  

Sometimes canceling GAP insurance is crucial for those with auto loans or leases. GAP insurance covers the difference between your car’s value and the amount owed on a loan or lease after a total loss. If you've recently purchased a car with financing, you may have already purchased GAP insurance. However, if you've paid off your loan early or plan to sell your car, you might be wondering: Can I cancel GAP insurance and get a refund? In this article, we'll explore what GAP insurance is, how to cancel it, and request refunds.  

Financing a car comes with responsibilities and one of the biggest is getting the right kind of insurance coverage. A common question that might cross your mind while looking to insure your financed or leased vehicle is, “Can you get liability insurance on a financed car?”