Start Your LA Insurance Franchise Just $2,500

Open your own insurance franchise with the most affordable start-up cost. Be part of a multi-billion-dollar industry through one of North America’s largest independent insurance agency franchises.
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95% Success

95% Success

Rate for our franchise owners

Revenue: $12K–$15K

Revenue: $12K–$15K

Monthly revenue potential

10 million+ Policyholders

10 million+ Policyholders

Existing customer base

33 Years of Experience

33 Years of Experience

Based on a proven franchise model

Man smiling for success
Franchisee Success Rate

Franchisee Success Rate

Leveraged by Franchise Owners

95%

We Offer Property and Casualty Insurance with a Proven Franchise Model

The property and casualty insurance market size is estimated at $1 trillion in terms of gross written premiums. With an L.A. Insurance agency franchise, you can capitalize on this thriving industry and offer high-demand insurance policies. As part of our franchise, you’ll not only provide affordable auto insurance but also offer coverage for motorcycles, RVs, rental properties, boats, and business vehicles.

Auto Insurance IconMotorcycle Insurance IconCheap Motorhome Insurance IconRenters Insurance iconBoat and Watercraft Insurance iconCommercial Auto Insurance IconLife Insurance Service Icon

Perks of Choosing Our Independent Insurance Agency Franchise

Start your franchise business with comprehensive support at a surprisingly low entry cost. Receive necessary training, licensing, and marketing support, and experience incredible growth. Here’s why become an L.A. Insurance franchise owner:

Launch Your Insurance Franchisee– No Experience Required

Our franchise opportunities are not limited to licensed agents or insurance professionals. You can take advantage of our franchise ownership opportunity even without prior experience. Business owners and first-time entrepreneurs have a success rate of over 95% when working closely with our franchise support team. 

We provide step-by-step guidance and ongoing training, covering insurance products, customer service, regulatory compliance, and CRM. Additionally, franchisees gain access to marketing tools, advertising support, and operational guidance. This makes sure your agency gets off to a strong start and sustains long-term growth.

Comprehensive Training
Marketing Support
Ongoing Mentorship
95Success Rate
Proven System

Invest in L.A. Insurance Company Franchise and Skyrocket Your ROI

With low startup cost, strong brand awareness, and built-in insurance franchise opportunities, you’ll maximize your return on investment faster than most industries allow.

Industry-Leading Returns

Franchise Startup Cost

$2,500

One-time investment

Average Monthly Revenue

$12,000-$15,000

Per franchise location

Break-Even Time

4-6 Months

For most franchisees

Projected Year 1 ROI

400-700%

Per franchise location

Industry-Leading Returns

*Results may vary. Figures represent average performance based on data from existing franchisees.

Current Franchise Opportunities in Michigan and Beyond

L.A. Insurance currently operates 78 franchise locations nationwide, including 13 active locations in Michigan. We’re now offering new opportunities across 19 Michigan cities, like Traverse City, Battle Creek, and Port Huron. Our franchise footprint is growing fast in other states, too, including Florida, Texas, Nevada, Colorado, and Georgia. These markets offer real potential for growth with built-in brand awareness and strong customer demand. Whether you’re in a major city or a suburban neighborhood, our franchise model adapts to your local market. Use your zip code to find an available territory near you to launch your franchise office.

4 Easy Steps to Own an L.A. Insurance Agency Franchise

Click Apply

Schedule a Meeting

Confirm and Sign

Complete Training and Launch

Hear What Our Insurance Franchisees Have to Say

"I started with no insurance background and now own two locations. LA Insurance truly set me up for success!"

Archy Boby

Franchise Owner in Detroit

Join One of North America’s Biggest Auto Insurance Franchise Networks

Take the first step toward financial independence and join our nationwide network of successful franchisees.

* Application process includes qualification review. Terms and conditions apply.

Frequently Asked Questions

When did L.A. Insurance begin offering franchise opportunities?

L.A. Insurance started in 1992 and has offered franchising opportunities since then.

How much does it cost to open a franchise?

The average insurance franchise costs anywhere from $25,000 to over $100,000, depending on the brand, franchise fee, location, and required capital. However, with L.A. Insurance, you can open your insurance agency franchise for just $2,500. There are no royalty fees, and our low-entry business model includes training, customer service support, and access to top insurance carriers.

How many franchise locations are currently operating under the L.A. Insurance brand?

L.A. Insurance currently operates 78 franchise locations across the U.S., with 13 active locations in Michigan and growing nationwide.

Are insurance franchises profitable?

Yes. Many insurance franchises generate stable, recurring income through policy renewals. With the right market, model, and support, profitability scales over time.

Do I need insurance experience to own an L.A. Insurance franchise?

No. While helpful, insurance experience isn’t required. Brands like L.A. Insurance provide full training, licensing support, and onboarding to guide you step by step.

What are the qualifications or requirements to become an L.A. Insurance franchise owner?

You’ll need to meet basic licensing requirements, have strong communication skills, and commit to following a proven business model. We welcome both new and experienced entrepreneurs.

Can I start an insurance franchise from home?

Yes. LA Insurance offers a flexible model, including work-from-home options with full tech, CRM, and marketing support to reach customers remotely.

Which is the best insurance franchise to own?

If you’re seeking low-cost entry, a trusted brand, and strong training and marketing support, L.A. Insurance stands out as one of the best insurance agency franchises available.

How long does it take to set up a franchisee?

Setup time varies. But most L.A. Insurance franchises can launch within 30 to 60 days or even less, depending on licensing and location readiness.

Does L.A. Insurance provide training and support to franchisees?

Yes. We provide full onboarding, sales training, compliance guidance, marketing tools, and ongoing support from the day you sign your franchise agreement.

Will L.A. Insurance help me pick my office location?

Absolutely. Our team can help you evaluate ZIP codes, traffic visibility, and real estate to help you secure a location with high growth potential.

What insurance products will I be able to sell under the L.A. Insurance franchise?

You can sell car insurance, motorcycle insurance, home insurance, renters insurance, life insurance, boat insurance, RV insurance, and commercial auto insurance if you become an L.A. Insurance franchisee.

About Us

LA Insurance can find the best insurance policy for your needs, with low down payments and affordable coverage

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