SR22 insurance coverage is for drivers who have been charged with a serious violation. Most drivers who are required to carry SR22 coverage have been convicted of driving under the influence, however it can also be required for a driver convicted of reckless driving, no insurance ticket, accident or extreme and excessive speeding violations.
The SR-22 itself is sometimes mistakenly thought to be a type of insurance, but it isn't. Instead, it's proof that a driver is carrying liability insurance and it is filed with the State of Colorado.
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